JAKARTA, KOMPAS. TV – The Financial Services Authority (OJK) has announced a list of legal online loans (pinjol) that are officially authorized. These loans are subject to direct supervision in the Official Journal. There is a change in the name of the electronic system and the page of the PT Creative Mobile Adventure website. Namely, from before Kimo with a website kimo.co.id boost (myboost.co.id). Perhaps some of you are reluctant to make loans online (Pinjol) due to cases of illegal loans, i.e. fraudulent loan companies that trap many victims. So far, OJK and related parties have also blocked and shut down illegal lending services. In order not to become a victim, the public must recognize the characteristics of loans that are not legal or illegal. Features of illicit loans include: People are encouraged to choose fintech lending services or online loans authorized by the OJK.
Citing Kompas.com, the loan application is considered illegal if the proposed borrowing mechanism violates regulations and may harm the community. OJK friends, before using online loans, #CekDulu the legality of online lending. Below is a list of 102 legal online loans authorized by the OJK. Outside this list is illegal. pic.twitter.com/IUm5U1Mw7S Contact OJK 157 via phone number 157 or WhatsApp service 081 157 157 157 to check the status of the approval you have received for the financial services product. Full information on the list of legal loans authorized by the OJK can be found here. In order not to be fooled by illegal services, here is a list of legal credit companies that will be registered with the OJK in 2022. Indonesiabaik.id – Every fintech lender in Indonesia must be registered with the Financial Services Authority (OJK).
Therefore, it is important to ensure the legality of legal online credit providers (pinjol) so as not to be trapped in illegal loans. Legal loans are businesses that provide formal lending services. Hopefully, along with the list of legal loans mentioned above, the article can help you get a loan. Legal loans are an alternative for those of you who want to borrow money online. Of course, this is very useful for those of you who need funds for urgent needs. The first way to check for illegal or legal loans is to check OJK`s website. Open OJK`s official website on www.ojk.go.id. Select the “IKNB” (Non-Bank Financial Industry) menu and click on “Fintech” at the bottom right. The page displays the current list of fintech loan providers authorized by the OJK or legal online lending platforms. KONTAN.CO.ID – Jakarta. Illegal online loans (pinjol) continue to appear like grass in rice fields. Although the Financial Services Authority (OJK) and the authorities grant illegal loans every month, the new name is operational again.
Also Read: Don`t Be a Victim, Here`s the Latest List of Illegal Loans in August 2022 How to Check Legal Loans Registered via OJK Page: You don`t have to worry, there are more than 100 illegal borrowers who have obtained an official license from the Financial Services Authority (OJK). More information about this in the article below! The fourth way to check for illegal or legal loans is via email. Verification of the legality status of the loan can also be done by contacting the OJK email at konsumen@ojk.go.id. KOMPAS.com – The Financial Services Authority (OJK) has published a list of legal loans online (pinjol). This means that the loan has received approval and is under the supervision of the OJK. Below is a list of legal lending companies in Indonesia registered and licensed at OJK in 2022: OJK itself regularly updates the list of legal fintech loan companies on the website. Below is a list of legal loans that are now 102, officially from the OJK until April 22, 2022. To make sure that the loan application is illegal or not, you can check it through various OJK platforms ranging from website, WhatsApp, phone number and email. SWI encourages law enforcement officials to continue to prosecute and arrest these illegal borrowers, as efforts to block websites and apps do not deter perpetrators. In the details, there is a hint of the OJK this time.
The name of the electronic system changes from PT Creative Mobile Adventure`s KIMO platform website with the kimo.co.id-Website of Boost with the myboost.co.id-Website. SWI also asked the public to be aware of all forms of new forms made by illegal borrowers to trap victims. In the announcement, OJK also urged the public to use licensed fintech loans. In addition, to check the state of financial services products, it is asked to turn to the channels prepared by the institution: people will convince with the attractiveness of the lowest possible interest payment. Then it will increase the fine at any time, unlike legal loans that have clearer agreements and interests. As for OJK`s website, there were 102 legal loan companies as of April 2022. As of August 2022, there is no new data on legal loans and they are registered with the OJK. In addition, OJK always urges residents to always use the services of fintech loan providers authorized by the OJK. Although thousands of people have been closed, the practice of borrowing remains widespread in the Community. “Every day, the Investment Alert Task Force receives complaints from people who are victims of illegal loans. Although some of the perpetrators were prosecuted, it appears that some of them were not deterred,” L. Tobing, chair of Tongam`s Investment Alerts Working Group, said in an official statement.